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All amounts are in USD unless stated otherwise. These launch rates apply to Finmo Business Accounts and depend on your business, country of registration and enabled services. You see the applicable payment fee and exchange rate before confirming. SWIFT collections carry no Finmo fee. SWIFT payouts cost US$5 per transfer; intermediary or recipient bank charges may apply. Some local payment rails carry a separate fee. Free local transfers are subject to fair use and availability. API payments, Treasury and Embedded services are priced separately. Fees exclude GST where applicable.

Money market fund investment

Finmo Tech Pte Ltd (“Finmo”) has a referral arrangement with Endowus Singapore Pte. Ltd (“Endowus”) and under this arrangement, Finmo acts as an introducer to Endowus. Endowus is regulated as a capital markets services licence holder and exempt financial advisor by the Monetary Authority of Singapore. Finmo is the referral party under this arrangement and in return for this referral, Finmo receives a referral fee from Endowus out of or based on the revenues Endowus generates within an agreed period as a result of any successful referral, which Finmo may disclose if so requested.


Please note that Finmo does not and will not perform any regulated activities on behalf of Endowus other than to the extent of carrying out the introducing activities. This means that Finmo will not give advice or provide recommendations on any Endowus services. Further, the referral is carried out on a refer and step away basis, meaning that Finmo will play no further material role in intermediating any relationship between Endowus and me/us moving forward. If you have any questions about Endowus’ services, please contact Endowus Singapore Pte. Ltd. directly.


The information made available to you on this website is for general information only and does not constitute a recommendation, an offer to sell, or a solicitation to invest in the products mentioned herein. It does not have any regard to your specific investment objectives, financial situation and any of your particular needs. The information is subject to change at any time without notice. You may also wish to seek financial advice through a financial advisor or the Endowus platform and independent legal, accounting, regulatory or tax advice, as appropriate.


Investments involve risk. Past performance is not an indicator nor a guarantee for future performance. Projected performance are indicative, is not guaranteed and subject to change at any time. It is not a bank deposit and not capital guaranteed, and is subject to investment risks, including the possible loss of the principal amount invested. Investment products are not insured products under the provisions of the Deposit Insurance and Policy Owners Protection Schemes Act 2011 of Singapore and are not eligible for deposit insurance coverage under the Deposit Insurance Scheme.


Accordingly, you should read the relevant offering documents for disclosures of key features, key risks and other important information of the relevant products. You should assess whether the relevant product is suitable for you before proceeding to invest. Accordingly, no warranty whatsoever is given and no liability whatsoever is accepted for any loss or consequences arising whether directly or indirectly as a result of your acting based on the information on this webpage. This webpage and information herein are not for any person in any jurisdiction or country where such distribution or availability for use would contravene any applicable law or regulation or would subject Endowus to any registration or licensing requirement in such jurisdiction or country.


Finmo acts an introducer to licensed financial advisors, including Syfe Pte. Ltd. ("Syfe"). In return for introducing clients to them, Finmo receives a revenue share. Syfe is a Capital Markets Services (CMS) Licence holder by the Monetary Authority of Singapore under the Securities and Futures Act (Chapter 289) of Singapore ("SFA") and an exempt financial advisor under the Financial Advisors Act (Chapter 110) of Singapore to provide certain financial advisory services.


Please note that we don't take into account your business's objectives, circumstances or financial needs. Any advice given by us is of a general nature & informational only and is not personal financial product advice (meaning it does not take into account your objectives, financial situation or needs). Before acting on any information, you should consider the appropriateness of the information provided and the nature of the relevant financial product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant product disclosure statement or other offer document prior to making an investment decision in relation to a financial product (including a decision about whether to acquire or continue to hold). As investments provided by our partners carry risk, before making any investment decision, please consider if it's right for you and seek appropriate taxation and legal advice. All financial products involve risk and you should ensure you understand the risks involved as certain financial products may not be suitable to everyone. Past performance of any product described on this website is not a reliable indication of future performance.