Payments

Support growth with smarter global payments

Collect local, pay global and stay protected. All with real-time FX visibility and enterprise-grade security and compliance.

Get started

Global currency accounts

Collections without borders

Get paid like a local in 30+ currencies. Open virtual accounts in minutes and get paid by your customer’s preferred payment method. With real-time tracking and no costly transaction fees.

Global currency accounts

Local and crossborder payouts

Move money anywhere

Make faster, more cost-effective payouts across 80+ currencies into 180 countries in near real-time, with instant FX. All via a single connection to Finmo’s global payment network.

Local & cross-border payouts

Realtime FX

Be sure what you're sending

Access live, competitive FX rates for 80+ payout currencies with full visibility into fees. Lock rates and know exactly how much your beneficiary will receive and the amount deducted from your account — before you make the payment.

Sender validation

End payment errors

Instantly verify account ownership across regions to reduce fraud and payment errors. With Confirmation of Payee in Australia and Verification of Payee in the UK and Europe, Finmo ensures every transaction reaches the right destination.

Submit payee details

Whether you're onboarding a beneficiary or processing a payout, Finmo verifies accounts instantly with just a name, bank, and account number.

Verify instantly

Finmo connects to a global network of banks and payment service providers to validate the data.

Review & proceed

Receive per-payee verification results instantly and choose to proceed with the transaction or review details before authorizing the payment.

Security & Compliance

Smart fraud defence. Secure funds.

Partnerships with global financial institutions ensure your funds are securely held in compliance with local regulations and international standards. And advanced transaction monitoring detects and flags suspicious activity in real-time, using automated checks