Hands‑free finance
Replace manual processes with intelligent workflows that schedule, approve and reconcile invoices and payments in real time. Save time and get complete control over your cash.
Scalable no‑code workflows
Free up resources by eliminating manual tasks, so your team can focus
on strategic decision making. Automate approval processes, payment scheduling, and financial reconciliation and reporting, using simple no-code workflows.
Smarter AR
Transform your accounts receivable into a streamlined, automated workflow. Get paid faster – while maintaining strong customer relationships.
Get instant visibility into your receivables and customer behaviours. Track payment patterns, aging receivables, and cash flow metrics so you can act before issues arise.
View analytics on the share of invoices and overdue amounts linked to a particular customer. Identify high-risk accounts and prioritise those collections.
Speed up collections and billing cycles by creating recurring invoice cycles across regions or business units.
Protect your relationships using personalised automated reminders and follow-ups. Accelerate cash flow while keeping customers engaged and onside.
Give your customers a seamless experience to easily make instant payments.
Pain‑free AP
Streamline payables with intelligent automation. Cut manual effort,
stay compliant, and optimise cash flow with smart payment workflows.
Get real-time visibility, proactive alerts, and automated insights, so you never miss a deadline or lose control of your payables.
Upload invoices or receipts in PDF or image format, Finmo’s AI-powered OCR automatically extracts key details and populates your AP flow. Eliminate manual entry, improve accuracy, and maintain compliance.
Create one-off or recurring payables, with the option to schedule one-time payables. Perform FX conversion immediately, or on the scheduled date for that payment.
Remove friction and stay secure with dual approval workflows. Designate separate ‘payment makers’ and ‘payment checkers’, and get alerts when approvals are needed.
Finmo’s advanced invoice matching function, Smart Match, automatically suggests the most relevant pay-ins that can be linked to a specific invoice. Easily link pay-ins with their corresponding invoices, so that all invoices are reconciled correctly and no payments are left unlinked.
Scale and automate your payments with confidence thanks to embedded Maker-Checker security and full approval flows and audit trails – to demonstrate compliance at every step.
Put capital to work
Optimise your working capital with smarter FX hedging to reduce risk, and safe, no lock-up investments.
Try Finmo today
Sign up to explore our dashboard for yourself. Or book a demo to talk things through with our team.