Local & Cross-Border Payouts

Grow globally, pay locally

Make faster, more cost-effective payouts across 80+ currencies into 200+ countries in near real-time, with instant FX. All via a single connection to Finmo’s global payment network.

Single API integration

Scale with single connection

Bypass the complexity and compliance issues associated with entering new markets. With a single integration to Finmo you can seamlessly move money anywhere with one integration.

A global network

Act global, pay local

Pay employees, contractors or suppliers in their preferred currency with full visibility over FX rates and fees – and most payouts sent instantly.

Virtual accounts

Local banking, without the bank

Get virtual accounts with local bank details – without going near a traditional bank. Collect from customers and pay anyone, anywhere—instantly and affordably.

Local payment methods

Optimised for everywhere

Don’t just pay in the right currency, pay in the right way.
Finmo’s payments are optimised for every market – with options to send directly to wallets or banks.

Traceable transactions

See what you’ve sent

Track all your payments on your Finmo Connected Dashboard in real time. Get regular updates and notifications, so you see what’s been paid – and keep payees updated about the process all the way.

Global account verification

End errors and fight fraud

Instantly verify account ownership across regions to reduce fraud and payment errors. With Confirmation of Payee in Australia, and Verification of Payee in the UK and Europe, Finmo ensures every transaction reaches the right destination.

Realtime verification

Finmo instantly verifies account ownership by cross-checking submitted details against global banking networks to give you complete confidence before any money moves.

Intelligent name-matching

Get real time name match suggestions when submitted details are nearly correct, to help catch small errors and stay compliant with regional regulations.

Friction-free payee process

Verification is fast, frictionless and invisible to your payees. Send payment confidence with a process payees won’t notice.

Real-time risk engine

Built in compliance

Finmo ensures seamless regulation and compliance with its real-time risk and compliance engine. This manages payment compliance and risk mitigation, including screening payouts against global sanctions lists, ensuring secure and compliant transactions.

Try Finmo today

Sign up to explore our dashboard for yourself.
Or book a demo to talk things through with our team.