For importers & exporters

Know what FX is costing you before you pay

Your bank won't show you how much you're losing on every supplier payment. Connect your accounts, see exactly what FX is costing you, and act before your margin leaks.

Works with your banks
  • DBS
    HSBC
    OCBC
    UOB
    WISE

Gain full financial control with one platform

Manage FX risk

See your FX exposure & protect your margins

Connect all your business bank accounts and map every outgoing payment to its currency exposure. See what you owe, when it's due, and what FX is costing you in real time.

Multi-bank visibility

DBS, HSBC, OCBC, ANZ, and all major banks in one view, updated in real time.

13-week cash forecast

Rolling forecast of inflows and outflows by currency, tied to your actual bank data – not spreadsheet guesswork.

FX exposure by supplier

See which invoices carry currency risk and how rates have moved since they were issued.

Pay suppliers in 180+ countries

Get the most competitive FX rates via institutional liquidity with no hidden bank spreads.

Xero sync

Payments flow straight into your books, with no need for manual reconciliation, ever.

Limited-time offer

Get US$555 in transaction fee credits

Your first international payments through Finmo should cost you nothing. Open your multi-currency business account. Collect in 30+ currencies. Pay to 180+ countries.

The moment you activate payments and transact within 4 weeks. T&C apply

No minimum balance. No setup fees. No reason to wait until next quarter.

Full control of global trade finance

Control every stage of global trade finance

Enterprise-grade security & compliance

Trusted by global importers & exporters

Read-only bank connections: We don't move your funds unless you say so.

Licensed across 8 jurisdictions including Singapore, Australia, the US, New Zealand, and Canada.

SOC 2 compliant: Bank-grade encryption. We do not sell your data.

What businesses are saying about Finmo

Companies trading globally rely on Finmo to unify cash visibility, forecasting, and global payments in one platform.

See what FX is really costing you

Connect your financial ecosystem in minutes, for free. No KYB required.