Know what FX is costing you before you pay
Your bank won't show you how much you're losing on every supplier payment. Connect your accounts, see exactly what FX is costing you, and act before your margin leaks.
Free to start
Connects to your existing banks
Licensed in SG, AU, NZ, US, CA
Gain full financial control with one platform
See your FX exposure & protect your margins
Connect all your business bank accounts and map every outgoing payment to its currency exposure. See what you owe, when it's due, and what FX is costing you in real time.
DBS, HSBC, OCBC, ANZ, and all major banks in one view, updated in real time.
Rolling forecast of inflows and outflows by currency, tied to your actual bank data – not spreadsheet guesswork.
See which invoices carry currency risk and how rates have moved since they were issued.
Get the most competitive FX rates via institutional liquidity with no hidden bank spreads.
Payments flow straight into your books, with no need for manual reconciliation, ever.
Control every stage of global trade finance
Link DBS, HSBC, OCBC, and most major banks. Your money won't move without your approval.
Map your open payables to currencies and see your total FX exposure in real time – by supplier, currency, and due date.
Perform a rolling 13-week forecast built from your real-time bank data so you can see what you need, when, and in which currency.
Execute supplier payments at competitive rates from the same platform. Straight into your accounting software
Trusted by global importers & exporters
Read-only bank connections: We don't move your funds unless you say so.
Licensed across 8 jurisdictions including Singapore, Australia, the US, New Zealand, and Canada.
SOC 2 compliant: Bank-grade encryption. We do not sell your data.
Powering finance at scale
Companies trading globally rely on Finmo to unify cash visibility, forecasting, and global payments in one platform.
We needed a flexible and reliable payment solution, and Finmo delivered. Beyond exceptional service, Finmo actively listens to customer feedback, continuously innovating to build a more seamless financial future.”
Completely transformed the way we manage our international transactions. With Finmo everything is streamlined, efficient, and reliable. The user-friendly platform makes it easy to send payments in multiple currencies”
Finmo simplified collections, improved reconciliation, and enabled us to better serve parents and institutions. It’s been a seamless experience working with a team that truly understands modern payments.”
Get US$555 in transaction fee credits
Activate payments and complete your first transaction within 4 weeks to receive US$555 in transaction fee credits. T&Cs apply.
See what FX is really costing you
Connect your financial ecosystem in minutes, for free. No KYB required.