Don’t let your banks stop you from going global
One dashboard to collect globally, pay locally, and see every dollar across every entity in real time. Connect your banks, your ERPs, and your FX exposure. Run your treasury like you've got a team of ten.
Collect locally, pay globally, stay liquid
Collect in 30+ currencies, execute payouts across 180+ countries, and see your real-time cash position, all from one dashboard. No FX markup. No reconciliation chaos.
Open virtual accounts in 30+ currencies and get paid like a local. Send payouts across 180+ countries in 180+ currencies with transparent interbank rates. One platform, one reconciliation.
Consolidate every bank account, ERP and entity into one live dashboard. See balances, transactions and cash flow across currencies, updated in real time, not end-of-day.
Model liquidity, FX exposure, and working capital from live bank data. Run scenarios, compare outcomes, and walk into every board meeting already knowing the answer. Watch the forecast update as your position changes.
Act on anomalies, concentration risk, FX exposure, and idle cash before they become problems. Move away from mining data and start acting on what it tells you.
From invoice capture to payment confirmation, every step is automated. AI-powered OCR reads invoices, Smart Match reconciles payments, and dual-approval workflows route exceptions, synced to Xero, NetSuite, and QuickBooks. No spreadsheets. No chasing.
Deploy surplus cash into low-risk money market funds. Earn up to 4.65% p.a. in SGD, USD, AUD, EUR, GBP, and CHF. No lock-ups, no minimums. Withdraw in two to four business days.
From fragmented to forecast‑ready
Link your banks, see your real-time position and outflow costs, and execute at institutional rates.
Link bank accounts, ERPs, and accounting software across every entity. We sync balances, transactions, and currencies into one live view, automatically.
Get a consolidated, multi-currency cash view across all entities and jurisdictions. Drill into any account, currency, or subsidiary, in real time.
Collect in 30+ currencies, pay out across 180+ countries, automate FX hedging, and process invoices, all from the same platform where you see the data.
Build cash flow projections, test scenarios, and deploy idle capital into yield-generating funds. Start with one module and add more as you scale.
What our customers are saying
Cross-border businesses from startups to SMEs rely on Finmo to unify cash visibility, forecasting, and global payments in one platform, without enterprise drag.
We needed a flexible and reliable payment solution, and Finmo delivered. Beyond exceptional service, Finmo actively listens to customer feedback, continuously innovating to build a more seamless financial future.”
Completely transformed the way we manage our international transactions. With Finmo everything is streamlined, efficient, and reliable. The user-friendly platform makes it easy to send payments in multiple currencies”
Finmo simplified collections, improved reconciliation, and enabled us to better serve parents and institutions. It’s been a seamless experience working with a team that truly understands modern payments.”
Enterprise rigour built for global businesses
Bank-level encryption, SOC 2 compliance, and regulated payment infrastructure. Built for the volatility of global trade with the rigour institutional investors expect, Finmo is regulated in 8 major jurisdictions including by the Monetary Authority of Singapore (MAS) and the Australian Securities and Investments Commission (ASIC).
Your next payment is on us
Get US$555 in transaction fee credits when you sign up now
Sign up for free, connect your banks, and make your first cross-border payment within 4 weeks to receive a complimentary US$555 transaction fee credit. Limited time only. T&Cs apply.
Get your treasury dashboard for free
Control your FX exposure, track every supplier payment end-to-end, and free working capital trapped between trade cycles, all in a single dashboard.