Know what FX is costing you. Then do something about it.
Every time you pay a supplier overseas, your bank takes a spread it doesn't show you. Finmo shows you exactly what FX costs on every payment, and lets you pay to 180+ countries at institutional rates, with no hidden margins.
Everything your bank should have built but didn’t
From seeing what FX costs you to paying suppliers at better rates, Finmo gives you full control over every dollar that crosses a border.
Connect your accounts and see every outstanding supplier payment mapped to its currency, rate, and real cost. Know what FX costs before the money moves, not after.
Every open payable by currency and due date in one view
See how rates have moved since each invoice was issued
Know the real cost before you confirm, not after
Institutional FX rates on every cross-border payment, to 180+ countries, from one account. Collect from buyers in 30+ currencies without forced conversion. Convert when the rate works for you.
Pay suppliers in 180+countries from one platform
Collect in 30+ currencies, hold without forced conversion
Convert on your terms, not your bank's schedule
All your bank accounts, currencies, and entities in one real-time dashboard. See what's going out, in which currency, and when, so you're never caught short before a major payment.
All your banks in one view, updated in real time
Rolling 13-week forecast built from actual bank data
Syncs with your accounting software, no manual reconciliation
Get full visibility over your FX costs
Connect your banks, see your exposure, and start paying with better rates.
Link your DBS, HSBC, ANZ and all major banks. Read-only access; your funds never move without your explicit approval.
Every open payable mapped by currency, supplier, and due date. See what FX is costing you right now, in real time.
Execute supplier payments at institutional FX rates from the same platform. Straight into your accounting software.
Protect your margins like these businesses
We needed a flexible and reliable payment solution, and Finmo delivered. Beyond exceptional service, Finmo actively listens to customer feedback, continuously innovating to build a more seamless financial future.”
Completely transformed the way we manage our international transactions. With Finmo everything is streamlined, efficient, and reliable. The user-friendly platform makes it easy to send payments in multiple currencies”
Finmo simplified collections, improved reconciliation, and enabled us to better serve parents and institutions. It’s been a seamless experience working with a team that truly understands modern payments.”
Security and compliance your business can rely on
Finmo is a fully licensed financial platform built to the same regulatory standards as the institutions it connects to, so you can move money globally with confidence, not crossed fingers.
Read-only bank connections: We connect to your banks to read and display your data. Your funds never move without your explicit approval.
Licensed across 8 jurisdictions: Regulated in Singapore, Australia, New Zealand, Canada, the US, the UK, Dubai and Hong Kong
Get US$555 in transaction fee credits
Your first international payments through Finmo should cost you nothing. Open your multi-currency business account. Collect in 30+ currencies. Pay to 180+ countries.
The moment you activate payments and transact within 4 weeks. T&C apply
No minimum balance. No setup fees. No reason to wait until next quarter.
Protect your margins today
Connect your financial ecosystem in minutes, for free. No KYB required.