Stop paying PayPal to be your most expensive business partner.
Every creator payout, every client collection, every currency conversion - your current setup is taking a cut at every step. Finmo replaces it with one platform that pays creators in 180 countries, collects client fees in 30+ currencies, and shows you your margin in real time.
FX is eating your margin
You invoiced in USD. Collected in SGD. Paid creators in EUR. Your bank made money every single time. When the spread compounds on both ends; invisibly, on every transaction, most finance leaders only see the damage when they're explaining variance at month-end. Finmo makes it visible before it becomes a problem.
Everything your current finance stack can't.
From batch creator payouts to real-time margin visibility, Finmo connects every financial function your agency runs globally, in one place.
Upload your payee list, set currencies and amounts, and execute batch payouts to your entire creator and affiliate network in one go to 180+ countries.
Batch payouts to 180+ countries in a single operation.
Pay every creator in their local currency, no forced conversion on their end.
See every payment status, every balance, every currency in real time.
On $200K in monthly creator payouts, PayPal's cut is $4,000–$6,000. Finmo uses institutional FX rates with no hidden spreads, no platform markups, and no per-seat fees. Collect from clients without forced conversion on arrival. The margin stays yours.
Institutional FX rates, no hidden bank spreads.
Collect client fees in 30+ currencies without forced conversion.
No per-seat fees. One account, both sides of every transaction.
Connect all your bank accounts and see client inflows and outflows in real time. Know your actual margin before month-end, not after.
Full cash position across all accounts, currencies, and entities in one dashboard
Real margin visibility - client inflows vs. creator outflows, updated in real time
Forecast cash flow based on expected inflows and outflows, no spreadsheet required
3 steps to full visibility over your FX costs.
No Connect your banks, see your exposure, and start paying at better rates.
Link your DBS, HSBC, ANZ and all major banks. Read-only access; your funds never move without your explicit approval.
Every open payable mapped by currency, supplier, and due date. See what FX is costing you right now, in real time.
Execute supplier payments at institutional FX rates from the same platform. Straight into your accounting software.
For businesses wanting to protect margins
We needed a flexible and reliable payment solution, and Finmo delivered. Beyond exceptional service, Finmo actively listens to customer feedback, continuously innovating to build a more seamless financial future.”
Completely transformed the way we manage our international transactions. With Finmo everything is streamlined, efficient, and reliable. The user-friendly platform makes it easy to send payments in multiple currencies”
Finmo simplified collections, improved reconciliation, and enabled us to better serve parents and institutions. It’s been a seamless experience working with a team that truly understands modern payments.”
Security and compliance your business expects
Finmo is a fully licensed financial platform built to the same regulatory standards as the institutions it connects to, so you can move money globally with confidence, not crossed fingers.
Read-only bank connections: We connect to your banks to read and display your data. Your funds never move without your explicit approval.
Licensed across 8 jurisdictions: Regulated in Singapore, Australia, New Zealand, Canada, the US, the UK, Dubai and Hong Kong
Get US$555 in transaction fee credits
Your first international payments through Finmo should cost you nothing. Open your multi-currency business account. Collect in 30+ currencies. Pay to 180+ countries.
The moment you activate payments and transact within 4 weeks. T&C apply
No minimum balance. No setup fees. No reason to wait until next quarter.
Pay your creators, protect your margins
One platform for every payout, every currency, every client collection. Up and running in 5 mins.