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Finmo Business Account Launch Promotion Terms & Conditions

Last updated: October 14, 2026
  • 1. Promoter
  • 2. Promo Period
  • 3. Eligibility
  • 4. Cashback
  • 5. Cashback Payment
  • 6. Verification
  • 7. Anti-Abuse
  • 8. Privacy
  • 9. General

Up to USD 100 cashback as a welcome bonus for signing up for a Finmo Business Account

1. Promoter

This promotion (the “Offer”) is promoted by Finmo Tech Pte Ltd (“Finmo”).

2. Promo Period

The Offer starts on 8 October 2026. To participate, a customer must register for a Finmo Business Account on or before 31 December 2026 (“Promo Period”) with the applicable Promotional Referral code: FINMOBA26.

Customers who register by 31 December 2026 may complete the applicable eligibility requirements after the Promo Period, provided the qualifying deposit is made within 30 days after completion of KYB.

3. Eligibility

To participate in the Offer, a customer must:

  • register for a Finmo Business Account during the Promo Period with the Promotional Code FINMOBA26;
  • successfully complete Finmo’s Know Your Business (KYB) verification and onboarding requirements; and
  • make the qualifying deposit described in Section 4 within 30 days after completing KYB.

Participation is subject to Finmo’s Terms of Service and applicable onboarding, compliance and risk requirements.

The Offer is available only to new Finmo customers in Singapore who have not previously opened or maintained a Finmo Business Account.

The Offer is limited to one reward per business, regardless of the number of accounts opened or applications submitted by that business.

4. Cashback

Eligible customers can receive up to USD 100 cashback as follows:

  • USD 50 cashback after depositing at least USD 5,000 into the Finmo Business Account within 30 days after completing KYB; and
  • an additional USD 50 cashback if at least USD 2,500 remains in the Finmo Business Account for 30 consecutive days from the date of that deposit.

If the balance in the Finmo Business Account falls below USD 2,500 at any time during the 30-consecutive-day holding period, the customer will not qualify for the additional USD 50 cashback.

The maximum cashback available under the Offer is USD 100 per eligible business, subject to satisfaction of all applicable requirements.

For purposes of this Offer, a qualifying deposit means new funds received from an external source and successfully credited to the customer's Finmo Business Account in USD. Internal transfers between Finmo accounts, promotional credits, cashback and reversed or refunded transactions do not count toward the qualifying deposit.

The 30-consecutive-day holding period begins on the date the qualifying deposit is credited to the Finmo Business Account. The account must maintain a balance of at least USD 2,500 throughout this period to qualify for the additional USD 50 cashback.

5. Cashback Payment

Each cashback amount will be credited to the customer’s Finmo Business Account at the end of the calendar month in which the relevant requirement is met.

For example, if a customer deposits at least USD 5,000 in October 2026, the first USD 50 cashback will be credited at the end of October 2026. The additional USD 50 cashback will be credited at the end of the calendar month in which the 30-consecutive-day holding requirement is completed.

6. Verification

Finmo may take reasonable steps to verify whether a customer has satisfied the eligibility, deposit and balance-holding requirements under this Offer. Finmo may withhold cashback where the applicable requirements have not been met or where necessary to comply with applicable legal, regulatory, compliance or risk requirements.

7. Anti-Abuse

Finmo may disqualify a participant where Finmo reasonably believes that the participant has attempted to manipulate, circumvent or abuse the Offer, or has engaged in fraudulent or deceptive conduct in connection with the Offer.

8. Privacy

Personal and business information collected in connection with the Offer will be handled in accordance with Finmo’s Privacy Policy and may be used for onboarding, compliance, verification, fraud prevention and administration of the Offer.

9. General

Participation in the Offer constitutes acceptance of these Terms & Conditions.

Finmo may amend, suspend or withdraw the Offer by updating or removing the promotion from the Finmo website. Any cashback already earned before the effective date of an amendment, suspension or withdrawal will remain payable, subject to these Terms & Conditions.

These Terms & Conditions are governed by the laws of Singapore.


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