Effortless transactional FX management

Unlock competitive FX rates and simplify currency conversions for your international transactions, all from one platform.

Transparent and competitive FX rates

Know exactly what you pay

Access competitive FX rates in HKD and major currencies with full transparency on fees and margins. Every transaction is clearly priced, so you know precisely what your beneficiary will receive.

Lock rates on your terms

Secure FX rates for up to 24 hours across major and selected emerging currencies. Protect against market volatility with guaranteed, time-bound pricing.

Simplify international payments for your business

Finmo supports secure HKD and foreign currency transfers to partners, suppliers, or employees worldwide, with same-day settlement in most cases and full compliance with Hong Kong regulations.

Build without boundaries

Connect your systems directly to Finmo’s API to automate pay-ins, pay-outs, and currency exchange. Our developer resources and sandbox environment make it easy to integrate and scale your international payment flows.